Who Can Apply for Loan

 

Who can get a personal loan ?

Who can get a personal loan ?

Individuals aged 21-71, who have a bank account, with a clean name and residents in Brazil, can apply for a personal loan .

What is the maximum age for applying for loans ?

The maximum age to apply for the online personal loan is 71 years.

Can pensioners make loans ?

They may, but keep in mind that if you have a good part of your income committed to other loans your chances of approval decrease.

Can retirees make loans ?

They may, but keep in mind that if you have a good part of your income committed to other loans your chances of approval decrease.

Why do I need to have a bank account to make a loan online?

To ensure your security, since the transfer reduces the risk of fraud. In addition, the loan money can only be sent to a checking or savings account that is in the name of the person applying for the loan. This prevents third parties from borrowing on your behalf.

Do I need to be a account holder to access the loan?

No. The customer must have a current account or savings account at any bank in Brazil. It is worth remembering that the loan money falls directly into the checking account or savings of the borrower and is approved.

Only accounts of natural persons are accepted. If the account is joint, the borrower must be the holder. In addition, it is not possible to deposit the loan money into salary account or benefit account.

Is it possible to apply for a personal loan by being denied?

Unfortunately does not give loans to anyone who is negative.

Can I use someone else’s data to request a loan?

No. At all steps of the request you should provide only your data. You can only receive the current or savings account loan amount that is in your name and you are the owner.