American Express relaunches the Blue Cash Everyday card with new benefits
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On Thursday, American Express announced the updated version of its Blue Cash Everyday® Card from American Express, which includes new benefits such as higher cash back earnings for spending at US gas stations and US online retailers, as well as monthly statement credits for Home Chef subscriptions and Disney Bundle.
Below, Select details the new features and benefits of the Blue Cash Everyday card, as well as some important things to consider when getting a new cashback card.
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American Express Blue Cash Everyday® Card
Once approved for Blue Cash Everyday® Card, you’ll be able to earn a valuable $200 cash welcome bonus – in the form of statement credit – after spending at least $2,000 in the first six months of card membership.
blue money every day® Card lives up to its name and is a great choice for everyday shopping. By spending with the card, you can earn:
- 3% cash back on groceries at US supermarkets up to $6,000 per year, then 1% cash back
- 3% cash back on online retail purchases in the US up to $6,000 per year, then 1% cash back
- 3% cash back for purchases made at US gas stations up to $6,000 per year, then 1% cash back
- 1% cash back for all other purchases
With the refresh, Amex increased the reimbursement rate at gas stations from 2% to 3% and added an all-new 3% bonus category with online retail purchases in the United States (which should cover a wide variety of purchases).
In addition to rewards opportunities, this card is also a great tool if you’re looking to finance major purchases as it comes with an introductory offer of 0% off purchases and balance transfers for the first 15 months after purchase. opening your account (after 15.49% to 26.49%, see variable rates and fees; there is a fee of $5 or 3% of the amount of each transfer, whichever is greater). This is a great feature because you can make a large purchase, such as a new iPhone, and spread the payments over 15 months without incurring additional interest charges.
blue money every day® The card also added two new perks. You will now be able to earn statement credits for Home Chef and Disney Bundle subscriptions, although you must sign up separately with each and pay with your card in order to receive the discount:
- A $180 annual credit for Home Chef purchases, in the form of a $15 monthly statement credit
- A $7 credit each month (up to $84 each year) when you spend $13.99 or more per month on a Disney Bundle subscription, which includes access to Disney+, Hulu, and ESPN+. Registration required.
American Express Blue Cash Everyday® Card
On the secure site of American Express
3% cash back at US supermarkets (up to $6,000 per year in purchases, then 1%), 3% cash back at US gas stations, (up to $6,000 per year, then 1%), New! 3% cash back on online retail purchases in the US, up to $6,000 per year, then 1%. Cash back is received in the form of reward dollars that can be easily redeemed for statement credits.
Get a $200 credit after spending $2,000 on purchases with your new card in the first 6 months.
0% for 15 months on purchases and balance transfers, from the date the account is opened
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fees
How to Maximize Credit Card Cash Back
The Blue Cash Everyday® card is just one of many cashback cards available to consumers. Although cash back credit cards are sometimes seen as a less beneficial option than travel credit cards (because they don’t earn points and miles to use for travel), for anyone just trying to save money every month, these cards offer a simple way to do it.
If you just don’t want to deal with the extra hassle of redeeming points and miles that comes with a travel rewards credit card, but don’t need cash back either, consider buying a credit card. use that extra money to invest in the future. For example, if you earned the welcome bonus and spent regularly with the card in the first year, you could earn around $400 in cash back – take that money, which isn’t taxable, and invest it in an index fund within a Roth IRA or taxable brokerage account.
You can also save your earned money for a bigger splurge. Growing up, my mom was a very strategic person when it came to her credit card rewards, and since we did very little air travel, points and miles weren’t really necessary. Instead, she used her cash back credit cards throughout the year and cashed out her winnings as the holiday season approached, using those funds for gifts.
However you choose to spend your cash back earnings, the important thing is to choose a card that closely matches your spending habits. For example, if you shop on Amazon regularly, the Amazon Rewards Visa Signature Card could earn you solid rewards on your purchases. If you do a lot of shopping, the Blue Cash Preferred® card from American Express is a great choice.
At the end of the line
Information about the Amazon Prime Rewards Visa Signature Card was independently collected by Select and was not reviewed or provided by the card issuer prior to publication. If you purchase something through select links for the Amazon Prime Rewards Visa Signature Card, we may earn a commission.
For rates and fees for the Blue Cash Preferred® Card from American Express, click here.
For rates and fees for the Blue Cash Everyday® card from American Express, click on here.
Editorial note: Any opinions, analyses, criticisms or recommendations expressed in this article are those of Select’s editorial staff only and have not been reviewed, endorsed or otherwise endorsed by any third party.